现金

xiàn jīn

cash

HSK 5

Character Breakdown

Understanding 现金 (xiànjīn)

现金 literally means "current gold" but is used to refer to physical money such as banknotes and coins. It contrasts with electronic payments or credit cards. When you use 现金, you emphasize tangible money you can hold and spend immediately.

Common Usage

People often mention 现金 when discussing payment methods, especially to clarify if a place accepts physical money or only digital payments. It is also common to advise carrying some 现金 for situations where cards or phones might not work.

Collocations and Patterns

These phrases are useful in everyday conversations about shopping, traveling, or managing money.

Tips

Avoid confusing 现金 with 银行 (bank card) or 信用卡 (credit card). 现金 always means physical money. Also, 现金 is a formal term often used in written or official contexts, but it is also common in spoken language when specifying payment type.

Example Sentences

我只带了现金,没有带信用卡。

Wǒ zhǐ dài le xiànjīn, méiyǒu dài xìnyòngkǎ.

I only brought cash, I didn't bring a credit card.

这家商店不接受现金支付,只能用手机支付。

Zhè jiā shāngdiàn bù jiēshòu xiànjīn zhīfù, zhǐ néng yòng shǒujī zhīfù.

This store does not accept cash payments, only mobile payments are allowed.

请尽量准备一些现金,以备不时之需。

Qǐng jǐnliàng zhǔnbèi yīxiē xiànjīn, yǐ bèi bù shí zhī xū.

Please try to prepare some cash for emergencies.