抵押

dǐyā

to provide (an asset) as security for a loan

HSK 7

Character Breakdown

Meaning and Usage

"抵押" (dǐyā) means to pledge or mortgage an asset as collateral for a loan or debt. It is commonly used in financial contexts where property or valuables are used to secure borrowing.

Common Collocations

Usage Notes

When using 抵押, the focus is on the act of pledging property to guarantee repayment. It often appears in formal or legal contexts. Unlike 抵抗 (to resist), 抵押 relates to financial security rather than opposition.

Avoiding Confusion

Do not confuse 抵押 with (to press or detain) alone; 抵押 specifically refers to mortgage or pledge. Also, 抵押 is different from 贷款 (loan), as it refers to the collateral, not the loan itself.

Example Sentences

他用房子抵押银行贷款。

Tā yòng fángzi dǐyā yínháng dàikuǎn.

He used his house as collateral to get a bank loan.

抵押合同上写明了抵押物的详细信息。

Dǐyā hétong shàng xiěmíngle dǐyā wù de xiángxì xìnxī.

The mortgage contract specifies detailed information about the collateral.

如果不能按时还款,银行有权处置抵押物。

Rúguǒ bùnéng ànshí huánkuǎn, yínháng yǒu quán chǔzhì dǐyā wù.

If the repayment is not made on time, the bank has the right to dispose of