到期

dàoqī

to fall due (loan etc)

HSK 5

漢字分解

Meaning and Usage

"到期" (dàoqī) means "to reach the due date" or "to expire." It is commonly used in contexts involving deadlines, contracts, loans, or any situation where a fixed period ends.

Common Contexts

You will often see "到期" used with financial products like credit cards, loans, or contracts. It indicates the point in time when an agreement or validity period ends.

Collocations and Patterns

  • 合同到期 (contract expiration): used when a contract period ends.
  • 贷款到期 (loan maturity): refers to the time when a loan must be repaid.
  • 到期 (repayment at maturity): paying back money when the due date arrives.

Usage Notes

"到期" is a formal term often used in written and official contexts. It usually appears after the noun it modifies (e.g., 合同到期). It is not used for casual expiration like food spoilage.

Common Confusion

Do not confuse "到期" with "过期". While both relate to expiration, "到期" emphasizes the arrival of the due date, often planned or expected, whereas "过期" means something has passed its expiration and is no longer valid or safe.

例文

这张信用卡下个月就要到期了,记得及时更换。

Zhè zhāng xìnyòngkǎ xià gè yuè jiù yào dàoqī le, jìde jíshí gēnghuàn.

This credit card will expire next month, remember to replace it in time.

合同到期后,我们需要重新签订协议。

Hétong dàoqī hòu, wǒmen xūyào chóngxīn qiāndìng xiéyì.

After the contract expires, we need to sign a new agreement.

贷款到期时,请务必按时还款,避免逾期罚款。

Dàikuǎn dàoqī shí, qǐng wùbì ànshí huánkuǎn, bìmiǎn yúqī fákuǎn.

When the loan matures, please make sure to repay on time to avoid late fees.