What is 存折?
存折 (cúnzhé) refers to a bank passbook used to record deposits and withdrawals. It is a physical booklet issued by banks to customers for tracking their savings account transactions.
Usage in daily life
People use 存折 when they want to deposit or withdraw money at a bank and keep a paper record of their account activity. Although electronic banking is becoming more common, many still rely on 存折 for clear, tangible transaction history.
Common collocations
- 存折余额 (cúnzhé yú'é): passbook balance, the amount of money currently in the account.
- 存折开户 (cúnzhé kāihù): to open a passbook account.
- 电子存折 (diànzǐ cúnzhé): electronic passbook, a digital version of the traditional passbook.
Important notes
When using 存折, it is important to keep it safe as it contains sensitive financial information. Unlike debit cards, 存折 is mainly for record-keeping and does not allow direct electronic payments. Avoid confusing 存折 with 银行卡 (bank card), which is used for electronic transactions.