额度

édù

HSK 7

Character Breakdown

Understanding 额度 (édù)

The word 额度 primarily refers to a 'limit' or 'quota' in financial or quantitative contexts. It is commonly used to describe credit limits, budget caps, or spending allowances.

Usage in Daily Life

You will often hear 额度 when discussing bank loans, credit cards, or budgets. For example, 银行额度 (bank limit) or 预算额度 (budget quota) are frequent collocations.

Common Collocations

  • 信用卡额度: credit card limit, used when talking about how much credit you can use.
  • 预算额度: budget limit, referring to the maximum amount allocated for a project or expense.
  • 消费额度: spending limit, the maximum amount allowed for consumption.

Nuances and Tips

额度 always implies a maximum allowed amount, often set by an authority or system. It is not used for general quantities without a limit. Avoid confusing it with 数量 (quantity), which is neutral and does not imply a limit.

When using 额度, the context usually involves money, resources, or permissions with a defined cap. It is a formal term often seen in financial, administrative, or official settings.

Example Sentences

银行给我批准了信用卡的额度。

Yínháng gěi wǒ pīzhǔnle xìnyòngkǎ de édù.

The bank approved my credit card limit.

这个项目的预算额度已经用完了。

Zhège xiàngmù de yùsuàn édù yǐjīng yòng wán le.

The budget limit for this project has already been used up.

每个人的消费额度都有上限。

Měi gèrén de xiāofèi édù dōu yǒu shàngxiàn.

Everyone has a spending limit.